What's new at Easy Credit LineThe FICO Score Misconceptions
There are many misconceptions about credit scores out there. There are borrowers who believe that they don? have a credit score. There are others who think that their credit scores don? really matter... (read more)
Fico Scoring Basics
FICO scoring originated from the Fair Isaac Company. The Fair Isaac Company invented the current credit scoring system that turns all of your credit information into a personal credit score... (read more)
5 Ways To Raise Credit Score
It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards... (read more)
Tips On How To Fix Bad Credit
Unfortunately, many people find themselves with bad credit. Bad credit is your personal financial history when it comes to things you have purchased on credit. Your credit score is becoming more and more important... (read more)
Credit Help for Real Estate Financing: Five Categories of Your Credit Score
1. Payment History -- 35%The number of accounts paid as agreed and a good payment history give you a higher score.Negative points lower credit scores because of 30 days, 60 days, and 90 days late on any debt... (read more)
Save Money and Lower your Payments by Improving or Repairing Your Credit
Having a better credit score not only represents easier access to money from lending institutions, but more importantly represents instant money in your pocket... (read more)
Five Reasons to Repair Your Credit Score - You Can Do It Yourself
There are multiple reasons that tell us why we should have a 700+ Credit Score, but these five facts will definitely give you the big picture and hopefully will drive you to want to fix your credit score starting today... (read more)
Are the Credit Bureaus Really Helping Us
Do you need help repairing your credit? Do you need help understanding what a FICO score is? Well here is a breath of fresh air… The credit repair bureaus do not make a dime when honoring the... (read more)
Understanding Your Credit Score
When you apply for credit one of the first things almost all credit officers do is check your credit score... (read more)
Legally Clearing Your Credit
Legally Clearing Your Credit by: T. B. Collins Over the past several years credit repair organizations have gained a bad reputation due to unscrupulous companies stating that they can clear your credit report... (read more)
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below)... (read more)
What To Expect From A Credit Repair Company
It would be great if everyone had good credit. But the fact of the matter is, many people do not, and they have to suffer the consequences of having a bad credit score. A bad credit score means a lot more than not being able to buy a home or a new car... (read more)
Restore Your Credit Rating And Reduce Your Debts
Your credit rating affects many areas of your life. Opening new credit accounts, buying a home or car, getting a new job, and receiving discounts on insurance rates are just a few of the things that are impacted by your credit score... (read more)
Fair Isaac Corporation Credit or FICO Score
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California. FICO, put simply, is a person's credit score... (read more)
Credit Repair Myths and Facts
There are no secrets to repairing your credit. Many shady credit repair agencies would love you to think the contrary. Negative items can be removed from your credit report and you can do it yourself... (read more)
Common Credit Score Myths
A lot of credit score myths about fico score ratings get spread around and some of them are just outdated information. Sometimes even lenders can give you the wrong advice and it can get confusing... (read more)
Are you paying higher interest on your credit cards than you think?
Many credit card holders sign up for a credit account with an 8.9% interest rate and then later realize that their interest rate has been bumped to 27.4%. Why?You know that your credit score affects the credit card rates that you qualify for... (read more)
What Is A FICO Score?
Your FICO score or credit score as it? commonly called is a very important calculation that can control whether or not you are eligible to receive credit and if eligible the terms you can receive credit under... (read more)
5 Ways To Prevent Credit Card Late Fees
Paying a credit card late fee is the same as throwing your money away. Late credit card payments can also hurt your credit score. The payment tips and strategies here will show you how to prevent these costly fees... (read more)
Does Working With a Credit Counseling Organization Hurt Your Credit Score?
Credit counseling organizations do not lower your credit score when you approach them for assistance in creating a budget that you can work with... (read more)
Why Your Credit Score is Important
Your credit score can either haunt you or reward you. It all depends on how you handle your credit and payment activities. Your credit score determines what interest rates you will pay and if you are even approved for a loan or a credit card at all... (read more)
Your FICO Score and Applying for a Loan
Have you wondered how loan and mortgage companies decide whether or not to lend you money when you apply for a loan? For nearly all, the decision is based on one version or another of a 'credit score' based on your credit report... (read more)
Beware of Bogus Credit Repair Companies
So-called "credit repair" companies claim they can remove negative information from credit reports... (read more)
How To Raise Fico Scores
If you know how to raise Fico scores the rewards are best measured by how much comes out of your wallet when it's time to buy a house, a car or any other big ticket item... (read more)
Is Your Credit Score Being Held Against You?
Credit Scores That HurtIs your credit score being held against you?More and more the staples of life depend on your credit score... (read more)
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